Although accidents are unprecedented, they can be measured to reduce the possibility of encountering one. Regulatory authorities have pressed various norms to ensure the safety of employees at the workplace.
Having said that, there can be accidents, either due to negligence or under the influence of any natural force. And if you’ve been injured due to any such accident at your workplace, you need to read this article carefully.
But before moving on to the details any further, it is important to know that you can demand a rightful compensation for your loss and suffering. Yes, you can file a personal injury claim against your employer.
In case, you’ve decided to file a personal injury claim, here’re some tasks for you to follow as your homework.
- Know Your Employer’s Liability Policy
Many reputable organizations insure their employees against accidental injuries. But this is not true for all. Moreover, employers tend to purchase limited liability policies to save on premiums. That is why you need to understand the liability policy of your employer.
Furthermore, the injuries can put you to rest for a couple of days, or in the worst-case scenario, jobless for a long time. It is important that you understand if your employer would pay you wages for accidental injuries until you get better and return to work. Knowing that your livelihood is at stake in any such instance, it is all the more important to know the extent your employer is liable to pay you compensation for injuries sustained at work.
- Collect Evidence to Support Your Claim
To successfully receive compensation for your claim, it is important that you recognize the at-fault party. And you need to be able to prove that your injuries are a result of your employer’s negligence.
When you are injured, you need to keep the records of all the medical consultations and treatments that you undergo. Furthermore, you may need to convince the witnesses to support your claim and also collect digital proofs of the accident. What eventually matters is that you be able to produce all the evidence when making a claim to maximize the compensatory relief you receive.
- Confirm The Safety Fittings At Your Workplace
In addition to collecting all the evidence, which can help you prove your claim, you also need to prove how your employer is at fault. And to strengthen your case, it is best that you complete your homework in the best way possible.
Click photos of the surroundings and the company premises at the time of your accident. Make sure that you confirm the safety fittings within your workplace. For example, the small safety equipment such as fire extinguishers, safety harness, safety helmets, etc, should be sincerely taken into consideration before you file your claim. This can help you prove your case, making it stronger in the court of law.
- Get In Touch With Your Attorney
No matter how much you practice and do your homework sincerely, personal injury claims can be tricky. On one hand, the defendant tries to sort the case, while paying you as low as possible in compensation. Whereas, on the other hand, you’ve suffered physically, emotionally, financially, as well as mentally and you deserve rightful compensation for all that you’ve gone through.
Having a professional personal injury attorney by your side can prove to be beneficial in this regard. For example, after seeking medical treatment for an amusement park injury, Justin Kimball from PreszlerLaw-NS.com says to be sure to contact a personal injury attorney to make sure you are adequately compensated for your injuries. These professionals are equipped with all the required skills and knowledge to handle your case.
- Negotiate A Rightful Compensation
As soon as you file a personal injury claim most likely you’d be facing the defendant’s insurance provider. Soon you’d find yourself amidst a long discussion to negotiate the compensation that you should receive. It is noteworthy that the insurance company would try to avoid courtroom trials for as long as possible since it is a risky territory for them. At the same time, they’d also try to keep the payout as low as possible to maximize their profits.
You need to stay focussed and make sure that you receive a justified compensation for all that you’ve gone through. Your attorney can also help maximize the benefits you receive. But, at the same time, it is best that you go for an out of court settlement, unless the compensation offered is too unfair.
- Some Facts About Workplace Injuries
According to some leading industry safety products manufacturers, out of 10 most common injuries in the job, the majority are random incidents. And it can happen to anyone. This means it is not just the employer’s responsibility to ensure safety at the workplace but also that of the employees to be cautious.
Some of the common causes of workplace injuries include:
- Repetitive motor injuries are caused when repetitive motions, such as typing, are followed for very long. This could lead to carpal tunnel syndrome, back pain, and muscle strain.
- Mechanical hazards occur most commonly in manufacturing plants and production houses where huge machinery is operated. Manual intervention in mechanical processes can lead to severe and sometimes fatal accidents.
- Vertigo accidents occur when someone falls off from a substantial height. According to the bureau of labor stats, over 212,000 workers were injured and 605 were killed due to falls from height in the year 2009.
- Medical hazards or commonly known as Bio-hazards, occur when any deadly biological agent is exposed in the environment. These types of accidents are usually reported in pharma companies and others alike.
It is noteworthy that workplace injuries are not limited to just the employer premises. And these injuries can further lead to other injuries as well. It is advisable that the utmost precautionary measures are taken at the workplace.
Having said that, if in case you happen to be in an accident, you know that you have a rightful stand to claim monetary relief in the form of compensation against a personal injury claim.