Getting into a car accident can be unfortunate, particularly if you have serious and debilitating injuries. However, personal injury law comes to the rescue of the victims because no one should have to pay for someone else’s negligence. If you get injured in an accident, you should definitely claim compensation under this law and there are good chances that you will get it.
When you decide to file a claim, you should make every effort to maximize the potential compensation. Although the law is designed to provide you a rightful claim, insurance companies try to settle with the minimal. But this does not mean that you should settle for something lesser than what you deserve. There are some steps that you can take to maximize your compensation after a car accident. Let us list them for you.
First things first, you need to preserve all the evidence that you can gather at the accident site. This evidence can make all the difference in strengthening your claim and getting you a favorable verdict if the case goes to the court. Collect the key information about the guilty driver and note the details of the vehicle as well. Take some pictures of the site and your injuries. If you cannot do it yourself, ask someone else to do it for you. Also, note down the contact details of the eyewitnesses in case you need to contact them in the future. Don’t forget to file a police report because this is also key evidence to prove that you have a case of an accident due to someone else’s negligence.
Get medical treatment
The next and perhaps the most important step is to get medical treatment immediately after the accident. Immediate treatment can put you on road to recovery and even be life-saving in case of grave injuries. Moreover, medical expenses are a key aspect of personal injury compensation. So you need to assess exactly how much the damage is and what your medical bills are likely to amount to. This is where a thorough checkup and treatment by a doctor will help. The medical documentation is vital evidence in a car accident case because you have to present it while filing a claim. Further, it proves the nature of the injuries sustained, whether they are just minor or debilitating ones.
Seek the help of a lawyer
Since insurance companies have strong legal teams to represent them, you should also hire a legal professional to handle your case. The best way to negotiate with the insurance company is by having it done by a car accident lawyer who has experience in this domain. You will not be able to get optimal compensation by negotiating yourself because insurance companies are hell-bent on not paying victims what they deserve. Also, a lawyer can help you file a personal injury case if the settlement does not work out.
Value your claim fully
Besides handling settlement and lawsuits, there is another way in which a car accident attorney can help you. They can calculate the claim value for you and ensure that you get a value that covers up all the damages you have borne in the accident. These extend beyond just your medical bills and also cover damage to your property and loss of income in case you suffer from debilitating injuries. The latter happens when you lose your job and income due to temporary or permanent disability. Further, a lawyer can also assess the value of non-economic damages such as the cost of pain and suffering and loss of quality of life for the victim.
File a case sooner rather than later
If your lawyer is not satisfied with the compensation offered by the insurance company, the best advice will be to file a case. When they suggest a lawsuit, you should do it sooner rather than later because there are some time limits to bring your case. Filing after the limit lapses means that you may not be able to recover compensation at all. This will be a major loss as you will be left with piling medical expenses, lost income and a lot of stress, all because of the negligent behavior of another driver. Having a good lawyer on your side ensures that you will get a fair verdict with a compensation value that can put your life back on track.
Car accident claims are meant to protect your rights and compensate you for the injuries that you face due to the negligence of the guilty driver. So you must do everything that you can to ensure that you get the compensation you deserve.