Choosing the Right Credit Card Processor for Your Veterinary Office

If you intend to begin accepting credit and debit cards at your veterinary office, you’ll have to choose the best credit card company to meet your needs.Right Credit Card Processor

With this available service, you’ll be able to accept credit card payments online, in person, or over the phone. And having the ability to get paid multiple ways with credit cards provides great benefits to your business.

According to a study by Intuit, the company that makes QuickBooks, businesses that fail to accept credit cards miss out on about $7000 worth of business every year.

Are you tired of losing customers to vets that offer credit card payments?

If so, you need to begin picking the perfect credit card processor for your vet’s office today. And the information that we are going to share with you right now will make it easy to find the perfect fit.

According to Dharma Merchant Services, an expert credit card processing vet clinic provider, “As a veterinarian, you can aid your clients by offering them with payment options like credit cards, and Dharma Merchant Services can lend a hand in helping you achieve this goal.”

 Examining Credit Card Fees and Other Potential Costs

Veterinarians could end up spending as much is 5% every time they collect debit and credit card payments.

But that doesn’t mean you have to pay that much. There are credit card merchants that charge a lot less than this percentage.

When investigating potential merchant services to use for your credit card processing, please consider the following fees to keep in mind:

 Monthly Statement Fees

It’s quite possible your credit card company will charge a monthly statement fee. They typically ask you to pay this statement fee to cover mailing expense costs.

On average, it costs roughly $10 a month if your company charges this fee. Remember, not every merchant service will require their customers to pay a monthly statement surcharge, so keep this in mind when making your selection.

 Application Fees/Setup Fees

Some credit card processors charge application and set up fees. So, determine if you feel comfortable paying a fee just to apply for credit card services.

As a business owner, you might not feel comfortable having to pay for the ability to apply for this service. So if that’s the case, find a company that does not charge this additional fee.

Similarly, some companies will require setup fees once they’ve accepted you as a client. They charge this fee because they’ll have to send somebody to your office to set up the necessary credit card acceptance equipment.

Again, if you have a thriving business and believe that you’ll receive many credit card payments, you might want to negotiate with the merchant service to see if they’ll waive this fee.

 Minimum Monthly Fee

Right Credit Card Processor for Your Veterinary OfficeMany credit card processors expect their clients to process a minimum number of credit cards in a particular month.

If for some reason you do not meet or even exceed the minimum, they are going to charge you the difference so that you meet your financial obligation.

Let’s say the credit card company is expecting to receive $25 worth of credit card payment percentages from your company.

If the merchant service only receives $20 worth of credit card fee payments, they will charge you an additional five dollars to cover the missing payments from the agreed-upon $25 monthly minimum.


As you can see, there’s a lot to think about when choosing a credit card processor for your veterinary office. Just as when you select a Las Vegas cosmetic surgeon, you have to consider upfront fees, the costs of the process, and any after-the-fact expenses.

Please consider the various fees and define the ones you’re willing to live with and the ones you’d rather avoid and make your determination from there.