There may be times in your life where you need to get cash quickly. It may be for something necessary like your rent money, or perhaps your electricity or water bill. But the point is you have run out of options through your typical ways of getting money, and that means you have to start thinking creatively. Ideally, you will never get put in these situations, but preparing yourself mentally for them is not a bad idea.
If you’re in a pinch, consider each of the following four ways to get some money in your pocket quickly. You can start by trying to get a loan. It might be a short-term or long-term loan, depending on what your credit rating is. Another option would be to sell your car quickly. There are plenty of places that give you cash for your car on the spot. A further alternative would be to talk to family members to see if you can get some money quickly from them if you have good relationships. If you need a small amount of cash, then maybe you can even sell your plasma at a local center.
Get a Loan
Probably the easiest way for you to get money quickly if you need to pay something right away is to get a loan. Even though you don’t want to get caught in the eternal cycle, getting a payday loan for a quick turnaround of money can at least get you through an emergency payment. Find a reputable place near you, and they will step you through all of the requirements so that you have cash on hand as you exit the building.
Sell Your Car
For a more substantial amount of money, you could consider selling your car. If you don’t need it to get to work, or maybe even if you have an extra vehicle in your household, this can be a quick solution to your money problems. In many cases, you can get quite a bit of money for your vehicle, and as long as you have some other way of getting around, it won’t be that much of a hit against your standard of living. Make sure to look up blue book values of various vehicles before you go to a dealership offering to sell your car.
Talk To Family Members
It’s possible to borrow money from family members in a pinch as well. As long as you have good relationships with your family and you are known for being responsible, they shouldn’t have any hesitation giving you some cash. You might have to discuss with them in advance if you plan on paying them back for this loan, or if you expect it as an interest-free gift for the time being. You don’t want to create issues with your family when it comes to finances changing hands back and forth, to make sure everyone is very clear about what the arrangement is going to be in advance.
Sell Your Plasma
Another quick solution if you only need a little bit of money is to sell your plasma. There plasma centers all over the place that are clean, efficient, quick, and can give you much needed cash in a very short amount of time. The first time you go, you’ll typically have to fill out some paperwork, but after that, it’s often a speedy trip. As long as you are qualified to sell your plasma, you can do it regularly and make some essential extra money until you can get back on your feet with another financial plan.