Life is full of unexpected ups and downs. One of the biggest roller coasters of emotions in life can stem from you or one of your family members suffering from addiction. Addiction can affect an entire family and anyone else who is close to the addict. If it is a family member who is in desperate need of professional help, you probably want nothing more than to help them get the help they need. Unfortunately, drug treatment can be pricy. Though some insurance companies do provide full or partial coverage, many insurances provide no financial help when it comes to seeking rehab. Before you take on the financial costs of getting you or a family member into rehab, here are a few questions to ask.
Is The Addict Ready For Change?
Before you invest a lot of money into a drug treatment center for rehab for you or your loved one it is important to consider if the addict is really ready for the change to get sober. According to David Sack, M.D., it can be very hard to help addicts who don’t want help. Many addicts don’t even think they have a problem or that they don’t need professional help. However, if the addict wants help and is serious about starting on the path to sobriety, financing rehab would be beneficial and worth the financial costs.
What Does The Rehab Facility And Services Provide?
Different rehab facilities offer different services so before committing to paying a drug treatment center for your loved one or yourself you want to make sure that you get what you are paying for and the right professional help for the addict. There are many different types of treatment programs depending on the particular addict and their particular addiction. Some offer family counseling while others focus on group counseling, some rehabs provide short stays while others focus on addicts being their long term. Before you write that check, make sure that you are paying for the right rehab for you or your loved one’s particular needs.
Will Insurance Cover Any Of The Costs?
Call you or your loved one’s insurance company to determine if drug treatment will be covered. Even many treatment centers will provide a free insurance review to determine what costs the addict’s insurance will cover regarding drug treatment. You may be surprised, but many companies too will offer financial help to their employees who are struggling with addiction and pay for all or the partial cost of rehab. By getting the lowdown on what the addict’s insurance or company will or won’t pay regarding drug treatment, you are better equipped to know what your financial responsibility will be for treatment too.
When drug addiction rears its ugly face, any price is worth it when it comes to getting the professional help the person needs. Drug rehab is not cheap, so before spending the money ask these questions to make sure the financial costs you are taking on will ultimately be worth it in the end.